Monthly archive for ‘ January, 2010 ’

Liability Insurance For Beginners

29th January 2010 | 0 Comments

Liability insurance, also commonly known as public liability insurance is something that all self-employed persons should consider even as early as when writing their business plan. Liability insurance should be considered a necessity for all self employed people whether they are manual, clerical or a professional trade who wish to protect their business.The standard benefits [...]


2007 Tax Return – Don’t Forget to Claim Children’s Fitness Tax Credit

28th January 2010 | 0 Comments

This will be the first time you can claim a non-refundable children’s fitness tax credit on your tax return. Starting January 1, 2007, the Government of Canada is allowing above tax credit on eligible amounts of up to $500. A lot of Canadians are still not aware of this tax-saving opportunity. I am writing this [...]


Conquering Your Fear of Long Term Loans

28th January 2010 | 0 Comments

Acceptance of the risk, researching options, and visualization can help you live your dreams.Fortunately, there are good ways to overcome such fears whether you want to buy your first home, finance a home remodeling project or borrow money for other financial needs. Here are some suggestions:Face your fearsThe first step toward calming your fears of [...]


How Do Home Equity Loans Work as Second Mortgages?

28th January 2010 | 0 Comments

Writer Dan Ackman notes in an article at http://www.forbes.com that a recent report by Goldman Sachs shows “in 2004, Americans withdrew $640 billion in equity from their homes–by selling them, taking home equity loans or by refinancing. This was twice the total of 2001, showing that cash-outs have been rising even faster than home prices, [...]


Financial Calculators Are Only Tools – Not the Final Answer For Senior Retirement Planning

26th January 2010 | 0 Comments

If good retirement planning for seniors or anyone for that matter required only the output from a trusty financial calculator, then why would we ever need an advisor? If you look on the internet, you can almost get overwhelmed with the vast array of financial, retirement and mortgage calculators offered. And most are free tools, [...]